United Way of Bruce Grey and Community Partners Launch Financial Literacy Workshops to Support Seniors Living on Low Income

The United Way of Bruce Grey/Bruce Grey Poverty Task Force and community partners are expanding their commitment to senior well-being with a series of webinars designed to help older adults better understand and navigate retirement income.

Retiring on a Low Income for Seniors in Grey Bruce Webinarswill deliver a series of accessible webinars for seniors living with low-income and the professionals who support them in community hubs in Grey and Bruce Counties.

  • Friday, May 8th, 2026 10:30am-12:30pm: What Seniors Get (Government Incomes)
  • Friday, May 22nd, 2026 1030am-12:30pm: Income Tax Systems
  • Friday, June 5th, 2026 10:30am-12:30pm: Parallel Universe (the financial reality for low-income seniors, when conventional financial wisdom does not apply) 

These free webinars are designed for individuals aged 45 to 65, particularly those with low or moderate incomes, as well as those navigating programs such as Ontario Works or the Ontario Disability Support Program.

Registration is requested to ensure space and availability at each location.

Expert-Led by Leading Policy Specialist

With thanks to funding from the Community Foundation Grey Bruce, we are pleased to bring John Stapleton, founder of Open Policy Ontario, a leading expert in income security and social policy to our screens.

John Stapleton brings 28 years of experience with the Ontario Ministry of Community and Social Services and has held key advisory roles on national poverty reduction strategies, income security and social assistance policy reform. He is currently a Policy Fellow at the National Institute on Ageing and has published extensively on financial security issues affecting seniors and low-income populations.

“John’s expertise ensures participants receive clear, practical guidance grounded in real-world policy and experience,” said Francesca Dobbyn, Executive Director of United Way of Bruce Grey.

Addressing a Growing Need

With more than one-quarter (26.2%) of the local population aged 65 and older and many households earning below $72,500 annually, financial insecurity remains a significant concern in Grey and Bruce Counties.

Many seniors with low-income rely on programs such as Old Age Security (OAS) and the Guaranteed Income Supplement (GIS), yet barriers such as program complexity can prevent them from accessing available government supports.

“These webinars are about helping seniors understand financial strategies for retiring better when faced with no other option but to retire low-income,” said Jill Umbach, Bruce Grey Poverty Task Force. “Join us to learn more, ask questions and access supports.” 

Community-Based and Accessible

Webinars will be hosted in-personat 11 community hubs:

  • South East Grey Community Health Centre (Dundalk and Markdale)
  • Beaver Valley Outreach (Thornbury)
  • Meaford Public Library (Meaford)
  • YMCA of Owen Sound Grey Bruce (Owen Sound)
  • M’Wikwedong Indigenous Friendship Centre (Owen Sound)
  • Ontario Disability Support Program/Ontario Works (Owen Sound)
  • The Salvation Army (Wiarton)
  • Bruce County Public Library (Kincardine and Port Elgin)
  • Canadian Mental Health Association Grey Bruce (Hanover)

To find the details for each location and registration go to: Government Incomes for Seniors – United Way of Bruce Grey

About Open Policy Ontario

Open Policy Ontario is a social policy consultancy led by John Stapleton that focuses on research, analysis, and practical solutions to address poverty and income insecurity. The organization works to help governments, community agencies, and advocates better understand complex policy issues, particularly those related to social assistance, retirement income, and benefits systems. Open Policy Ontario

Press Release: Nothing Says “Love” Like Ending Poverty

13 February 2025

Bruce Grey Poverty Task Force Urges Provincial Candidates to Step Up

This Valentine’s Day, forget the chocolates and roses—what our community really needs is action on food insecurity and poverty! With 1 in 4 households struggling to afford food and 30.7% of Ontario’s children living in food-insecure homes, love means fighting for real solutions.

“Food banks are working overtime, but they shouldn’t be the backbone of our social safety net,” said Jill Umbach of the Bruce Grey Poverty Task Force. “If we really care about each other, let’s fix the root issues—because you can’t eat a Valentine’s Day card.”

Roses Are Red, Violets Are Blue, Food Banks Are Overwhelmed, And We Need Help Too

Last year, the Bruce Grey Poverty Task Force launched Income Solutions to Food Insecurity, a campaign advocating for sustainable, income-based solutions to hunger. It’s time to move beyond band-aid solutions and give our communities the stability they deserve.

What We’re Asking for (Besides More Chocolate)

The Poverty Task Force is calling on provincial candidates in an Open Letter to Provincial Candidates to put their money where their heart is by committing to:

  1. Strengthening Income Supports
    • Increase social assistance rates to reflect real living costs.
    • Stop using food banks as a replacement for proper income policies.
  2. Investing in Quality Jobs
    • Make sure workers earn a living wage.
    • Strengthen employment standards so people don’t have to work three jobs to survive.
    • Expand access to affordable childcare.
  3. Expanding Supportive and Transitional Housing
    • Invest in social and supportive housing, mental health services, and income supports.
    • Help people move from homelessness to stability—because home is where the heart is.

Candidates, Will You Be Our Valentine?

With the February 27 provincial election coming up, we’re putting candidates on the spot:

💘 Will you commit to real income solutions?
💘 Will you invest in long-term policies instead of temporary charity?

This Valentine’s Day, show some love to the people who need it most.

About the Bruce Grey Poverty Task Force

For over 12 years, the Bruce Grey Poverty Task Force has been advocating for policies that tackle poverty at its roots. We believe in love, dignity, and making sure everyone has enough to eat—because nothing kills the romance like an empty fridge.

To read our Open Letter and learn more go to: Poverty, Voting and Ontario Election – Bruce Grey Poverty Task Force

Vote with Your Heart

Voting is an act of love for your community. Visit https://www.elections.on.ca to check your voter registration and learn how to cast your vote in the February 27 election.

#votewithyourheart #incomesolutionstopoverty

Poverty Task Force/United Way Community Update #208

Dear Colleagues,

May 5th is Red Dress Day. May 5th honours the thousands of missing and murdered Indigenous women, girls, 2 spirit, and gender diverse people in Canada by encouraging learning and building awareness to end violence against Indigenous women, girls, 2 spirit, and gender diverse people.  Home Page | MMIWG (mmiwg-ffada.ca)

Starting in 2016, the National Inquiry into Missing and Murdered Indigenous Women and Girls held 15 community hearings and spoke with 2,386 people. A final report was released in June 2019 which includes 231 Calls for Justice that “represent important ways to end the genocide and to transform systemic and societal values that have worked to maintain colonial violence”. Final Report | MMIWG (mmiwg-ffada.ca)

  • Indigenous women are four times more likely than non-Indigenous women to be victims of violence. Indigenous women make up 16% of all female homicide victims, and 11% of missing women, yet Indigenous people make up only 4.3% of the population of Canada.
  • Indigenous women are twice as likely to experience violence from their current or former partner. A little more than 13% of Indigenous people experience violence from their current or ex-partner, a proportion twice as high as non-Indigenous people (5.7%).
  • Indigenous women are more likely to experience physical and sexual assault than non-Indigenous women.56% of Indigenous women have suffered physical assault, and 46% have experienced sexual assault. By comparison, about one-third of non-Indigenous women have suffered these assaults in their lifetimes.

The Inquiry also released an engagement guide, Their voices will guide us, which will “introduce the value of Indigenous women’s and girls’ lives into the classroom and into the minds and hearts of young people. It will prepare educators to use a decolonizing pedagogy and a trauma-informed approach in their teaching.” Publications | MMIWG (mmiwg-ffada.ca)

  • Gimikwendaanin: honour and remember community fire at Gichi-Name-Wikwedong Reconciliation Garden, May 5th, 11am-1pm.

May is also Sexual Violence Prevention Month: throughout May, various initiatives are undertaken to raise awareness about sexual violence and promote prevention efforts. Join together in support of survivors, community service providers and advocates across the province to raise awareness about the horrific crime of sexual assault and all forms of gender-based violence.  

HOUSING

  • Ontario Aboriginal Housing Services: has launched a series of community engagements with urban Indigenous community members about housing priorities and how they can develop housing that meets communities’ needs. For more info email price@oahssc.ca
  • National Encampments Response Plan: the federal government allocated $250M to address encampments in their 2024 Budget. The Federal Housing Advocate’s call for a National Encampments Response Plan. Learn more about what this plan should look like directly from lived experts & the Advocate: https://loom.ly/32jzeGQ

FOOD SECURITY

INCOME SECURITY 

  • City of Owen Sound Council: approved a motion to support an increase to OW and ODSP, recognizing the cost of living and need to increase rates. https://pub-owensound.escribemeetings.com/Players/ISIStandAlonePlayer.aspx?Id=8fd4c38d-0d39-43e9-ac9a-562c572d9cef
  • Huron Perth CVITP Program: The tax clinics in Huron County and Grand Bend helped file more than 1,000 returns in 2022, which resulted in $1.7 million in benefits and refunds. For the 2023 term, Crane said clinic organizers don’t have a target goal but hope they’ll be able to at least file the same amount of returns.Local clinics ready to help with income taxes: United Way Perth Huron | The Stratford Beacon Herald
  • Grey Bruce CVITP Network: the PTF’s Income & Employment Security Action Group shall be holding an annual gathering on May 25th, 10am-2pm at the Walkerton Clean Water Centre.  GB CVITP organizations shall join the Action Group to appreciate the work of volunteers and debrief about this year’s program. GB CVITP helped 3,050 individuals to file 3,550 returns in 2022, across 3 Counties, which is estimated in $9 million in benefits and refunds.   Look out for a poster and registration coming out for this event. 
  • Seniors and poverty: seniors have some of the lowest poverty rates in the country relative to Canada’s official poverty line. Seniors’ poverty rates are consistently lower than the national poverty rate. Yet, many seniors across the country are struggling. Reports find that reality doesn’t match the statistics. Seniors’ poverty isn’t properly measured (irpp.org) and A fine line: Finding the right seniors’ poverty measure in Canada – Maytree
  • Longevity literacy: Longevity literacy is an understanding of how long people tend to live upon reaching retirement age. It is particularly important since retirement income security requires planning, saving, and preparing for a period that is uncertain in length. A recent US study found:
  • Only 12% of U.S. adults have strong longevity literacy—i.e., they demonstrate an understanding of how long 65-year-olds live on average, as well as the likelihood of living to an advanced age versus the likelihood of dying relatively early.
  • 31% have weak longevity literacy—i.e., they demonstrate a complete lack of understanding of the distribution of life expectancy at age 65. This is a knowledge gap that can keep them from planning and preparing adequately for retirement. TIAA_GFLEC_Report_PFinLongevity_August2023_02.indd

TRANSPORTATION 

  • Transportation Funding: the Ontario government announced transit a $1,052,544 investment from the 2023-24 Gas Tax program. The funding will support ongoing services of the Saugeen Mobility and Regional Transit Corporation (SMART) on behalf of the Municipalities of Arran-Elderslie, Brockton, Chatsworth, Grey Highlands, Hanover, Huron-Kinloss, Kincardine, Saugeen Shores, Southgate and West Grey; Meaford Moves+ accessible transit and the City of Owen Sound transit. 
  • Owen Sound Chamber of Commerce: is carrying out a transportation survey to determine needs of employees and employers in the area. Business Transportation Survey (surveymonkey.com)

Cheers, Jill 

News Release: Poverty Task Force Launches Series on Food Insecurity in Grey Bruce Counties

27 February 2024 – For Immediate Release

The Bruce Grey Poverty Task Force is launching a new series focused on income solutions to address food insecurity in Grey Bruce County. With 17.5% of households in the area struggling to afford food, this series aims to raise awareness about the challenges faced by those who are food insecure.

Food insecure households in Grey Bruce County are forced to make difficult decisions every day, such as choosing between paying for utilities, housing, food, prescriptions, or transportation. This often leads to worrying about running out of food before being able to afford more, compromising on food quality, skipping meals, or eating less when there isn’t enough money. These households also face higher risks of poor mental and physical health due to their struggles to pay for basic needs.

The 2023 Cost of Eating Well report from Grey Bruce Public Health shows how unaffordable basic needs like food and rent have become for some of our neighbours.

The Bruce Grey Poverty Task Force and its partners are committed to addressing food insecurity in Grey Bruce County and believes that everyone deserves access to nutritious and affordable food. Through this series, we hope to shed light on the challenges faced by our community members and work towards finding income solutions to ensure that no one goes hungry.

For more information about the work of the Bruce Grey Poverty Task Force and our mission to combat food insecurity please visit:  https://povertytaskforce.com/food-security/income-solutions-to-food-insecurity/

For more information about Grey Bruce Public Health’s 2023 Food Affordability and Cost of Eating Well Report please visit:  https://www.publichealthgreybruce.on.ca/Your-Health/Eating-Well/Food-Affordability-and-Food-Insecurity